Is Perfect Money a Scam? Is It Worth Your Money and Investment?


Overview of Perfect Money

Product: Perfect Money (PM)

Founder: NO Information


My rating: 5  out of 10

My Verdict: Not a scam but they have some security problems. You will discover that in this review.

Is Perfect Money a Scam?

So, is perfect money a scam, is it worth your money and investment? Well, in this review, I am going to give you a thorough review about what Perfect Money is all about, whether its a scam or worth your money and effort.


Perfect money as the the name imply, is an online electronic payment system that allows  internet users to make instant payments and money transfers  through the Internet – given Internet users unique opportunities and owners of businesses on the internet.


Perfect money claims to targets and to bring transactions on the Internet to the ideal level! Quoting them, this is what they say:

“In every operation performed in Perfect Money payment system, we aspire to offer our customers perfect service”.

So basically, they are saying they have a very safe and a secured system through which internet users and business owners can securely make a transaction without any scams or fraudulent activities.

Also, they make the claim that their logo colour, which is pink, is of absolute perfection that crowns world e-Commerce, and henceforth will be presented by an ideal financial institution, which is Perfect Money, thereby aiming to bring the transactions on the Internet to the supreme level.


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But the BIG question is, Is Perfect money Really save? Well, follow me as I show you what I found about Perfect Money.


*The Problem With Perfect Money’s Security System*

On their website, Perfect Money (PM), claims to have absolutely everything that includes -the utmost and highest quality security structural system,  which makes their system perfection. Which are guided by this principle they used in creating Perfect Money.

However, in the cost of my research, I found out that, the Security System at Perfect Money is greatly in danger, therefore, putting all who invest their money into Perfect Money’s System or anyone who tries to do a transaction on their system insecure.

What I mean is that in the course of my research,  “I found out that many hackers are able to gain access into Perfect Money System” to hack other people’s money. Although they claim that their system is very secured.

So, what it means that is that, Perfect Money’s System is not secured at all and therefore any money transfer you do or save in their system will not be in a safe place.

To help you understand that well, I recommend you watch the video below, which I took from YouTube and see how hackers are able to penetrate into Perfect Money’s system.

You can clearly see from this video, that Perfect Money is not a secured place to save or do your online money transfer.


If you’re looking for the best online International money transfer companies, let me recommend the best and most secured ones to you


My Best  Alternative Recommendations – (#)

In view of the security issues with Perfect Money,  – I don’t think it will be wise to consider saving your money with them or use their platform for your online transactions.

If you’re looking for a more secure platform, which I can testify due to my own experience, try the following three alternatives:


Some Ways You Can Use Perfect Money

Perfect Money says that their online system can be used in the following beneficial ways;

  • Make money transfers between users on the perfect money platform.
  • PM can also be used to make payment on the internet
  • Accept payments  on behalf of various business projects on the Internet
  • Store funds in a secure electronic account and receive interest
  • PM is also used to buy Bitcoin, gold, US Dollars and EUR currencies online
  • You can also pay for goods and services from other online stores
  • Store your assets in cryptocurrency with no risks and no need to set up an additional wallet;


What Currencies Does Perfect Money Support?

The following are some currencies that Perfect Money Support, which you can use to do transaction payment and other activities that their system support.

So basically, PM says each user account on their system supports a multi-currency, which is divided into four (4) different currency accounts as shown below;

  1. USD (PM units, the equivalent of United States dollar)
  2. EUR (PM units, the equivalent of Euro)
  3. GOLD (PM units, the equivalent of the precious metal, expressed in troy ounces)
  4. Bitcoin (property rights for the publication of entries in the global public database of network on behalf of Perfect Money are reserved by Startup Research & Investments LLC);


How to Become a Customer of Perfect Money

According to Perfect Money, to become their customer, you need to first register with them, which requires that you enter your account details by clicking on their “sign up” link to register with them.

Also, Perfect Money says they have two types of accounts. Namely;

  1. Personal account and 
  2. Business account

Perfect money says that Personal account is intended for individuals, while a business account is meant for business legal entities. However, PM says both accounts can be used for businesses. without any limitation.


What is a Premium Level Accounts and a Partner Account?

So Perfect Money has another two (2) types of account called Premium Level account and Partner account; The differences between these two (2) types of accounts are as shown below;


The Premium Level Account:  This is the type of account that comes with exclusive features, especially when it relates to customer support.

Also, as a Premium member, you’re awarded at the end of the first year or upon reaching a certain level of turnover in the account. A client has a right to submit a special application to upgrade his/her status. Having your status as Premium also reduces your service fees as compared to a Normal status.

NOTE: However, to receive a Premium status, you should be registered in the system for at least 1 year and deposit not less than 100,000 US dollars into your account, or its equivalent in another currency.


Partner account: The Partner account also has some privileges associated with it in a sense that it is usually opened by a representative of a payment system, a currency services or an exchange.

However, any award associated with this type of account is based on a decision made by the Perfect Money Administration.


Can I Get My Payment Back?

The answer to this question is a BIG NO, you cannot. All payments made within the system are final and irreversible. According to Perfect Money, once a transaction is made, your money is not reversible.

So here you stand the risk of losing your money if should in case you make the mistake of sending your money to the wrong person, due to entering the wrong account information.


So, Do I Recommend Perfect Money?

Well, to be frank with you, although Perfect Money is not a scam,  however, I cannot recommend it to you for the following reasons outlined below;

First of all, if you watched previously from the video I provided above, the system Perfect Money is using is not secured at all. Why because hackers are able to get into their system and steal people’s saved money.


Also, Below, you will see some snapshot I took about members on the Perfect Money platform and their complains about the PM system.



Below is also another ‘complain’ coming from a member on the Perfect Money platform.


NOTE: Also you should note that, according to Perfect Money’s terms and conditions, if you ever make a mistake in a transaction, whether internally to any of their members on their platform or to anyone outside their system, you cannot retrieve your money back. 


So if you make a mistake in any transaction, your money cannot be reversed. Its gone forever!


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If you have any question or comment about this post, please feel free to leave it below and I will get back to you shortly.


About the Author


StephenI’m Stephen, the founder of & If you have have read my “About Me Page”, you will understand that  my goal is to help others succeed online as I’m doing, by exposing scams and reviewing top rated products. I can help you start your online business.


Wishing you all the best,



Perfect Money











  • Perfect Money Is Not A Scam
  • Perfect Monet Operate Internationally
  • You Can Contact their Support for Help
  • They Have A Referral Program


  • They Have Some Security Issues
  • You May Not Feel Secured Using Their Platform
  • It Is Not the Best International Money Transfer Platform

12 thoughts on “Is Perfect Money a Scam? Is It Worth Your Money and Investment?”

  1. I see you keep clamouring or marketing for Payoneer, but I don’t think Payoneer is any better. Have you gone online to see the reviews about Payoneer, you’ll get sooooo scared to want to try them. I have used it a couple of times and after the amount of complaints I saw online, I decided to stay away. Payoneer block their User’s account, with balance in it, almost on a daily basis and refuse to send them their payment. Please just review Perfect Money and don’t influence or advice people into using Payoneer, they will regret it EXTREMELY!

    1. Thanks for your comment Dan,

      Everyone knows that Perfect Money is not a secured platform and that is what we are talking about. Payoneer will not block your account for No reason. If they block your account, then it means you did something that goes against their regulations.

      Every online transaction platform has got their terms and conditions and you must follow their regulations or you get kicked out. Even PayPal which we all trust will not allow you to infringe on their regulations will they? So, the fact that Payoneer has blocked some users account doesn’t make them bad at all. Rather it shows how secured their platform is and that they do not tolerate any unlawful activities.

  2. Yes, Perfect Money seems suspicious. I have already uploaded all sorts of documents – you name it, I ‘ve done all – but still Perfect Money declined it all. After doing some research, I found out that Perfect Money works with the Russian mob.



    1. Hmmm, this is interesting to hear Benny. I will never consider creating an account with Perfect Money. They are not a trusted Money transfer company to keep your hard earned income with. In addition to that, their system is even weak, their security level is very low compared to other popular platforms like Payoneer and PayPal.

      So, I will not recommend this as a safe place to keep your money or do any monetary transactions with. I never knew they even have dealings with Russian mob. Russians are well known for their ability to hack into other people’s privacy and stealing confidential information, so this is a very serious thing to think about.

      Yes, I will say You should do so,(DELETE YOUR ACCOUNT BEFORE IT IS TOO LATE) if You have already created your account. They’re not going to be helpful to you at all.

  3. Hi. Ive chtimez account and i transferd dollars from that accout to PM account but it never appeared in my PM account. So can anyone of you tell me that how long will it take? Its my hard earned money and I am really worried. Help me out plz.

    1. Well, I am sorry I don’t know how I can be of any help to you. I don’t an account with PM. Neither do I work with them.

      I don’t know if you took your time to read the review about Perfect Money in this post. PM is not a secured place for keeping your money.

      Try contacting their support to find out if there is anyway you can get your money back.

      So sorry for you.

  4. They are scammers. They steal your personal data. They have so called “verification” and promise that you’ll pay less fees after you did it. So, I sent them my passport, it was OK. I sent them my company details. It is also OK. Now I sent them utility bill to verify address. They claim that it is fake even it is OK. They ask to send something else. I send my governemnt issued ID with legal address. They say it is also not OK. I sent more. I sent them 6 different documents, and they didn’t accept anyone. I sent the same scans to Neteller, WebMoney and even to banks, and documents were OK, just PerfectMoney found that they are fake. So, at last verification step they deny to verify you and decrease fees and cheat you, so you send them more and more documents. I am thinking now where in darknet will they sell these documents. Don’t work with these scammers.

    1. Hello Vitalii

      Thanks for leaving your comment on this post, I’m always happy to hear personal reviews and experiences from real users of a product after I have done my personal review.

      I’m sorry to hear bad experience with Perfect Money, I have also seen a couple of and testimonials about this company and that is why I do not recommend their services to anyone.

      If you’re really interesting in signing up with an International financial Service company, especially one that can help you get paid, send and receive money worldwide, then Payoneer is My #1 Pick for you.

      They provide the best services you can ever get and can help you do online transaction no matter where you leave in the world. Yes, that is what I really like about Payoneer. They can go where PayPal has limitations.

      1. Well, Payoneer is very limited for non-US users. The only way to add funds to it is US payments service, so if you get paid from Europe or CIS, it becomes very problematic. Perfect Money service level is similar to one banks have: add or withdraw money is a lot of way, multiple currencies (even gold and bitcoin), local payments in many countries, etc.

        The only problem is that they are scammers, and many of claimed services don’t work. If you are OK to be “blackhat”, you don’t want to get verified and you are agree to pay more for anonimity, then yes, Perfect Money is good for you. Perfect Money may be good for hackers, drug dealers and other people who need anonimity and ready to pay more and tolerate risk to work with offshore payment systems.

        Bot for honest people Perfect Money is really terrible thing.

        1. Hello Vitalii,

          You’re right to some extent. however. Payoneer is not limited to ONLY USA citizens, but rather, they are known to be an International Finacial Service Company that can help You get paid no matter where you leave in the world.

          Also, Payoneer is not limited to ONLY one currency. They accept Payment in different currencies such as US Dollars($), Euro (€), Pound Sterling (£) and others. So you can get paid into any of these currencies mentioned above.

          As for Perfect Money, I highly agree with you that it is a good financial company worth dealing with. Anyone who is an honest persona and is concern about his or her financial safety and security will not think of working with Perfect Money for the sake of their security issues. You risk losing your hard earned money if you try using their services to either get paid or using their services to make any online transactions.

          So I highly recommend Payoneer to anyone who does online transactions or wants to get paid internationally.


  5. I try not to use Perfect Money, or other transaction platform other than Paypal. Most of these platforms are linked to scam websites like HYIP or Advertising site. It’s easy to deposit money into the platform but usually, it’s going to be tough to withdraw. The reason platforms like Perfect Money are around because they’re not strictly regulated like Paypal.

    1. Hello Kenny,

      Perfect Money is not recommended by me either, as you saw and read from this review. I do not recommend it as a result of their security issues. And as you aid you may also experience some problems when trying to withdraw your own money after doing some deposit.

      I agree with you that PayPal is a very secure platform and I will recommend it too to anyone who want to use the services of a financial money transfer company.

      However, I do also recommend Payoneer, another secured and well authentic platform which you can take advantage of, since they work Intentionally.

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